{"id":2379,"date":"2019-08-01T00:01:29","date_gmt":"2019-07-31T16:01:29","guid":{"rendered":"https:\/\/life.firstbank.com.tw\/?p=2379"},"modified":"2022-03-15T10:43:13","modified_gmt":"2022-03-15T02:43:13","slug":"%e3%80%90fintech-%e5%ad%b8%e8%b2%b8%e3%80%91%e7%94%a8%e6%88%b6%e6%95%b8%e7%aa%81%e7%a0%b4-50-%e8%90%ac%e5%a4%a7%e9%97%9c%ef%bc%8c%e7%82%ba%e4%bd%95%e7%be%8e%e5%9c%8b%e5%b9%b4%e8%bc%95%e4%ba%ba","status":"publish","type":"post","link":"https:\/\/www.ileolife.com\/?p=2379","title":{"rendered":"\u3010FinTech \u5b78\u8cb8\u3011\u7528\u6236\u6578\u7a81\u7834 50 \u842c\u5927\u95dc\uff0c\u70ba\u4f55\u7f8e\u570b\u5e74\u8f15\u4eba\u6436\u8457\u5728 SoFi \u8fa6\u5b78\u8cb8\uff1f"},"content":{"rendered":"<p>\u9664\u4e86\u4fbf\u6377\u7684\u6578\u4f4d\u670d\u52d9\u5916\uff0c\u7d14\u7db2\u9280\u66f4\u91cb\u51fa\u591a\u9805\u512a\u60e0\u63aa\u65bd\uff0c\u5438\u6536\u5927\u91cf\u7684\u5e74\u8f15\u4eba\u958b\u6236\uff0c\u800c\u9019\u4e5f\u52e2\u5fc5\u9593\u63a5\u5f71\u97ff\u5230\u50b3\u7d71\u9280\u884c\u7684\u5ba2\u6d41\u91cf\u3002<br \/>\n\u4ee5\u7f8e\u570b\u7684\u9280\u884c\u5b58\u6b3e\u5229\u7387\u70ba\u4f8b\uff0c\u7528\u6236\u5728\u82b1\u65d7\u9280\u884c\u5b58\u5165\u4e00\u842c\u7f8e\u5143\uff08\u7d04\u65b0\u53f0\u5e63 30 \u842c\u5143\uff09\uff0c\u4ee5\u5b58\u6b3e\u5229\u7387\u70ba 0.03\uff05 \u4f86\u8a08\u7b97\uff0c\u6bcf\u5e74\u53ef\u4ee5\u5f97\u5230\u7684\u56de\u994b\u7d04\u70ba 3 \u7f8e\u5143\uff08\u7d04\u65b0\u53f0\u5e63 90 \u5143\uff09\uff1b\u4f46\u5982\u679c\u5c07\u9322\u5b58\u5165\u5feb\u901f\u5d1b\u8d77\u7684\u7d14\u7db2\u9280\u2014<a href=\"https:\/\/www.sofi.com\/money\/\" target=\"_blank\" rel=\"noopener noreferrer\">SoFi Money<\/a>\uff0c\u5247\u53ef\u4ee5\u7372\u5f97\u9ad8\u9054 0.92\uff05\u7684\u5229\u7387\u3002\u5169\u8005\u8db3\u8db3\u5dee\u4e86 30 \u500d\uff0c\u5230\u5e95\u662f\u600e\u9ebc\u505a\u5230\u7684\uff1f<br \/>\n\u6839\u64da\u5168\u7403\u6700\u5927\u7684\u7ba1\u7406\u8aee\u8a62\u516c\u53f8&nbsp;&nbsp;<a href=\"https:\/\/www.accenture.com\/us-en\" target=\"_blank\" rel=\"noopener noreferrer\">Accenture<\/a>&nbsp;6 \u6708 20 \u65e5\u767c\u8868\u7684&nbsp;<a href=\"https:\/\/newsroom.accenture.com\/news\/only-half-of-banks-globally-are-making-significant-advancements-in-digital-transformation-resulting-in-lower-market-valuations-accenture-report-finds.htm\" target=\"_blank\" rel=\"noopener noreferrer\">\u6700\u65b0\u5831\u544a<\/a>&nbsp;&nbsp;\uff0c\u9280\u884c\u7684\u6578\u4f4d\u5316\u7a0b\u5ea6\u8d8a\u9ad8\uff0c\u7372\u5229\u80fd\u529b\u4e5f\u8d8a\u5f37\uff0c\u4f46\u7372\u5229\u80fd\u529b\u63d0\u5347\u4e3b\u8981\u5f97\u76ca\u65bc\u4eba\u529b\u3001\u670d\u52d9\u6210\u672c\u964d\u4f4e\uff0c\u800c\u975e\u6536\u5165\u589e\u9577\u3002<br \/>\n\u63db\u53e5\u8a71\u8aaa\uff0c\u76f8\u6bd4\u50b3\u7d71\u9280\u884c\uff0c\u7d14\u7db2\u9280\u4e0d\u9700\u8981\u5be6\u9ad4\u9280\u884c\uff0c\u80fd\u7bc0\u7701\u5927\u7b46\u79df\u91d1\u548c\u8fa6\u516c\u5ba4\u7dad\u8b77\u7684\u8cbb\u7528\u3002\u66f4\u4e0d\u9700\u8981\u96c7\u7528\u4e00\u5806\u54e1\u5de5\uff0c\u4f86\u8655\u7406\u7e41\u96dc\u9280\u884c\u696d\u52d9\u3002\u904e\u7a0b\u4e2d\u6240\u7bc0\u7701\u7684\u71df\u904b\u6210\u672c\uff0c\u90fd\u8f49\u5316\u6210\u597d\u5eb7\u56de\u5230\u9867\u5ba2\u8eab\u4e0a\uff0c\u8b93\u5927\u5bb6\u9858\u610f\u6368\u68c4\u50b3\u7d71\u9280\u884c\uff0c\u6295\u5165\u7d14\u7db2\u9280\u7684\u61f7\u62b1\u3002<br \/>\n<img fetchpriority=\"high\" decoding=\"async\" width=\"640\" height=\"336\" src=\"http:\/\/wordpressbeanstalk-env.eba-dripc65y.ap-northeast-1.elasticbeanstalk.com\/wp-content\/uploads\/2019\/08\/Money-Landing-Page-Social-Share-1-1024x538-1-1024x538.jpg\" alt=\"\"><\/p>\n<h5 style=\"text-align: center\">\u5716\u7247\u4f86\u6e90\uff1aSoFi<\/h5>\n<h2><strong>\u6436\u653b\u5e74\u8f15\u5ba2\u7fa4\uff0cSoFi \u8981\u52a9\u5e74\u8f15\u4eba\u5be6\u73fe\u8ca1\u52d9\u81ea\u7531<\/strong><\/h2>\n<p>\u524d\u9762\u63d0\u5230\u7684&nbsp;Fintech \u65b0\u5275 SoFi Money&nbsp; 2011 \u5e74\u8a95\u751f\u65bc\u7f8e\u570b\uff0c\u7531 4 \u4f4d\u53f2\u4e39\u4f5b\u5546\u5b78\u9662\u7562\u696d\u751f\u6240\u5275\u7acb\u3002SoFi \u662f\u300c\u793e\u6703\u878d\u8cc7\uff08Social Finance\uff09\u300d\u7684\u7e2e\u5beb\uff0c\u8a72\u516c\u53f8\u7684\u4e3b\u8981\u5ba2\u6236\u662f\u5343\u79a7\u4e00\u4ee3\u3002\u516c\u53f8\u65e9\u671f\u4ee5\u63d0\u4f9b\u4f4e\u9580\u6abb\u7684\u5b78\u8cb8\u65b9\u6848\u70ba\u4e3b\uff0c\u5f8c\u4f86\u9678\u7e8c\u63a8\u51fa\u66f4\u591a\u91d1\u878d\u7522\u54c1\u3002<br \/>\n2016 \u5e74\uff0cAnthony Noto \u53d7\u9080\u53c3\u52a0\u4e2d\u570b\u6e05\u83ef\u5927\u5b78\u6240\u8209\u8fa6\u7684\u300c\u7b2c\u4e00\u5c46\u4e2d\u570b\u91d1\u878d\u79d1\u6280\u5927\u6703\u300d\uff0c\u4ed6\u6f14\u8b1b\u6642\u5c31\u63d0\u5230\uff0c\u76f8\u8f03\u65bc\u6469\u6839\u5927\u901a\u7b49\u4ee5\u670d\u52d9\u6709\u9322\u4eba\u70ba\u4e3b\u7684\u50b3\u7d71\u9280\u884c\uff0c\u6211\u5011\u66f4\u95dc\u6ce8\u7684\u5247\u662f\u5e74\u8f15\u3001\u9ad8\u5b78\u6b77\u7684\u3001\u672a\u4f86\u6536\u5165\u9ad8\uff0c\u4f46\u76ee\u524d\u9084\u6c92\u6709\u8db3\u5920\u80fd\u529b\u4f86\u5920\u7533\u8acb\u9280\u884c\u8cb8\u6b3e\u7684\u4eba\u7fa4\u3002<br \/>\n\u622a\u81f3\u53bb\u5e74\u4e94\u6708\uff0cSoFi \u7684\u6703\u54e1\u6578\u5df2\u7a81\u7834 50 \u842c\u6703\u54e1\uff0c\u653e\u8cb8\u91d1\u984d\u70ba 250 \u5104\u7f8e\u5143\uff08\u7d04 7500 \u5104\u65b0\u53f0\u5e63\uff09\u3002\u7528\u6236\u591a\u534a\u70ba\u5317\u7f8e\u5730\u5340\u7684\u5927\u5b78\u751f\u548c\u5e74\u8f15\u4e0a\u73ed\u65cf\u3002\u5728\u52df\u8cc7\u65b9\u9762\uff0c\u516c\u53f8\u5df2\u52df\u5230 21 \u5104\u7f8e\u5143\uff08\u7d04 630 \u5104\u65b0\u53f0\u5e63\uff09\u7684\u8cc7\u91d1\uff0c\u5176\u4e2d\u5305\u62ec\u7f8e\u570b\u77e5\u540d\u7684\u79c1\u52df\u80a1\u6b0a\u2014<a href=\"https:\/\/www.silverlake.com\/\" target=\"_blank\" rel=\"noopener noreferrer\">Silver Lake<\/a>\uff0c\u6240\u9818\u6295\u7684 5 \u5104\u7f8e\u5143\uff08\u7d04 150 \u5104\u65b0\u53f0\u5e63\uff09\u878d\u8cc7\u3002<br \/>\nhttps:\/\/youtu.be\/mFNgBXudbbE<\/p>\n<h2><strong>SoFi \u5b78\u8cb8\u4e3b\u6253\uff1a\u9580\u6abb\u4f4e\u3001\u6838\u8cb8\u5feb\u3001 \u5229\u7387\u4f4e<\/strong><\/h2>\n<p>SoFi \u5927\u53d7\u5e74\u8f15\u4eba\u559c\u611b\u7684\u539f\u56e0\uff0c\u9664\u4e86\u514d\u6536\u624b\u7e8c\u8cbb\u8207\u5e74\u8cbb\u5916\uff0c\u5c31\u662f\u4e3b\u6253\u9580\u6abb\u4f4e\u3001\u6838\u8cb8\u5feb\u3001 \u5229\u7387\u4f4e\u7684 24 \u2f29\u6642\u5b78\u751f\u8cb8\u6b3e\u670d\u52d9\u3002<br \/>\n\u7f8e\u570b\u9ad8\u7b49\u6559\u80b2\u5b78\u8cbb\u9ad8\u6602\uff0c\u5927\u5b78\u751f\u4e00\u96e2\u958b\u6821\u9580\uff0c\u5e73\u5747\u5c31\u8981\u80cc\u8ca0 37,000 \u7f8e\uf90a\uff08\u7d04 111 \u842c\u53f0\u5e63\uff09\u7684\u50b5\u52d9\u3002\u4e14\u6839\u64da&nbsp;<a href=\"https:\/\/zh.wikipedia.org\/wiki\/%E7%BE%8E%E5%9C%8B%E5%AD%B8%E7%94%9F%E8%B2%B8%E6%AC%BE\" target=\"_blank\" rel=\"noopener noreferrer\">\u7d71\u8a08<\/a>&nbsp;\uff0c\u6bcf\u5e74\u7d04\u6709 2000 \u842c\u7f8e\u570b\u4eba\u5c31\u8b80\u5927\u5b78\uff0c\u7576\u4e2d\u7d04\u516d\u6210\uff08\u5373 1200 \u842c\uff09\u9700\u8981\u8fa6\u7406\u5b78\u8cb8\u3002\u4f46\u4ecd\u6709\u5f88\u591a\u4eba\u56e0\u9084\u6b3e\u80fd\u529b\u7b49\u56e0\u7d20\uff0c\u7121\u6cd5\u7533\u8acb\u50b3\u7d71\u91d1\u878d\u6a5f\u69cb\u7684\u5b78\u8cb8\u3002<br \/>\n\u70ba\u4e86\u4fdd\u969c\u4ed6\u5011\u7684\u5c31\u5b78\u6a5f\u6703\uff0cSoFi \u63a8\u51fa\u653e\u5bec\u7533\u8cb8\u9580\u6abb\u3001\u7c21\u5316\u6d41\u7a0b\uff0c\u53ea\u9700\u4e0a\u7db2\u586b\u5beb\u57fa\u672c\u8cc7\u6599\u7684\u8868\u55ae\u3001\u9078\u64c7\u8cb8\u6b3e\u65b9\u6848\u548c\u4e0a\u50b3\u8b49\u4ef6\u5373\u53ef\uff0c7 \u5929\u5f8c\u4fbf\u80fd\u5f97\u77e5\u7d50\u679c\u3002\u800c\u5be9\u6838\u7684\u5167\u5bb9\u57fa\u672c\u4e0a\u5206\u70ba\u4e09\u9ede\uff1a\u7b2c\u4e00\u662f\u7528\u6236\u904e\u53bb\u7684\u4fe1\u7528\u8a18\u9304\uff0c\u518d\u4f86\u662f\u76ee\u524d\u7684\u73fe\u91d1\u6d41\u72c0\u6cc1\uff0c\u6700\u5f8c\uff0c\u9084\u6703\u900f\u904e\u5c31\u8b80\u5b78\u6821\u3001\u8ab2\u696d\u8868\u73fe\u3001\u5931\u696d\u98a8\u96aa\u8a55\u4f30\u7b49\uff0c\u4f86\u5224\u65b7\u7533\u8acb\u4eba\u662f\u5426\u6709\u9084\u6b3e\u80fd\u529b\u3002<br \/>\n\u53c3\u8003\u8cc7\u6599\u4f86\u6e90\uff1a<br \/>\n1.\u300a<a href=\"https:\/\/www.cnbc.com\/world\/?region=world\" target=\"_blank\" rel=\"noopener noreferrer\">CNBC<\/a>\u300b\uff1a\u3008<a href=\"https:\/\/www.cnbc.com\/2019\/06\/17\/this-bank-is-ditching-fees-amid-the-rise-of-cheap-fintech-accounts.html\" target=\"_blank\" rel=\"noopener noreferrer\">This bank is ditching fees amid the rise of cheap checking accounts from fintech upstarts<\/a>\u3009<br \/>\n2.\u300a<a href=\"https:\/\/www.crowdfundinsider.com\/\" target=\"_blank\" rel=\"noopener noreferrer\">Crowdfund Insider<\/a>\u300b\uff1a\u3008<a href=\"https:\/\/www.crowdfundinsider.com\/2019\/06\/148914-sofi-announces-completion-of-first-offering-of-rated-pass-through-certificates\/\" target=\"_blank\" rel=\"noopener noreferrer\">N26 Now Offering Banking Services to 3.5 Million Customers; Announces U.S. Launch Plans<\/a>\u3009<br \/>\n3.\u300a<a href=\"https:\/\/finance.sina.com.cn\/\" target=\"_blank\" rel=\"noopener noreferrer\">\u65b0\u6d6a\u8ca1\u7d93<\/a>\u300b\uff1a\u3008<a href=\"http:\/\/finance.sina.com.cn\/money\/bank\/zsfx\/2016-07-11\/doc-ifxtwiht3545329.shtml\" target=\"_blank\" rel=\"noopener noreferrer\">SoFi \u521b\u59cb\u4eba\uff1a\u88ab\u94f6\u884c\u5ffd\u7565\u7684\u5e74\u8f7b\u6d88\u8d39\u8005\u5e02\u573a\u524d\u666f\u597d<\/a>&nbsp;\u3009<br \/>\n\u672c\u6587\u7531\u300aTechOrange\u79d1\u6280\u5831\u6a58\u300b\u6388\u6b0a\u767c\u4f48\u3002<a rel=\"noopener noreferrer\" href=\"https:\/\/buzzorange.com\/techorange\/2019\/07\/11\/sofu-open-banking-fintech-student-loan\/\">https:\/\/buzzorange.com\/techorange\/2019\/07\/11\/sofu-open-banking-fintech-student-loan\/<\/a><\/p>\n","protected":false},"excerpt":{"rendered":"<p>\u300aTechOrange\u79d1\u6280\u5831\u6a58\u300bFinTech \u7684\u51fa\u73fe\u5fb9\u5e95\u6539\u8b8a\u4eba\u5011\u7684\u4ea4\u6613\u6a21\u5f0f\uff0c\u5176\u4e2d\u7d14\u7db2\u9280\u5c31\u662f\u9019\u6ce2\u6d6a\u6f6e\u7684\u91cd\u8981\u7522\u7269\u3002<\/p>\n","protected":false},"author":17,"featured_media":2422,"comment_status":"closed","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[3],"tags":[774],"class_list":["post-2379","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-3","tag-774"],"better_featured_image":{"id":2422,"alt_text":"","caption":"Close up photo of young happy students with books and notes outdoors. Smart young guy and girl in University campus. Learning and education for young people.","description":"","media_type":"image","media_details":{"width":1920,"height":1277,"file":"2019\/08\/AdobeStock_200827454.jpg","sizes":{"medium":{"file":"AdobeStock_200827454-300x200.jpg","width":300,"height":200,"mime-type":"image\/jpeg","source_url":"https:\/\/www.ileolife.com\/wp-content\/uploads\/2019\/08\/28155012\/AdobeStock_200827454-300x200.jpg"},"large":{"file":"AdobeStock_200827454-1024x681.jpg","width":1024,"height":681,"mime-type":"image\/jpeg","source_url":"https:\/\/www.ileolife.com\/wp-content\/uploads\/2019\/08\/28155012\/AdobeStock_200827454-1024x681.jpg"},"thumbnail":{"file":"AdobeStock_200827454-150x150.jpg","width":150,"height":150,"mime-type":"image\/jpeg","source_url":"https:\/\/www.ileolife.com\/wp-content\/uploads\/2019\/08\/28155012\/AdobeStock_200827454-150x150.jpg"},"medium_large":{"file":"AdobeStock_200827454-768x511.jpg","width":768,"height":511,"mime-type":"image\/jpeg","source_url":"https:\/\/www.ileolife.com\/wp-content\/uploads\/2019\/08\/28155012\/AdobeStock_200827454-768x511.jpg"},"1536x1536":{"file":"AdobeStock_200827454-1536x1022.jpg","width":1536,"height":1022,"mime-type":"image\/jpeg","source_url":"https:\/\/www.ileolife.com\/wp-content\/uploads\/2019\/08\/28155012\/AdobeStock_200827454-1536x1022.jpg"},"elegant-magazine-featured":{"file":"AdobeStock_200827454-1024x681.jpg","width":1024,"height":681,"mime-type":"image\/jpeg","source_url":"https:\/\/www.ileolife.com\/wp-content\/uploads\/2019\/08\/28155012\/AdobeStock_200827454-1024x681.jpg"},"elegant-magazine-medium":{"file":"AdobeStock_200827454-720x380.jpg","width":720,"height":380,"mime-type":"image\/jpeg","source_url":"https:\/\/www.ileolife.com\/wp-content\/uploads\/2019\/08\/28155012\/AdobeStock_200827454-720x380.jpg"},"elegant-magazine-medium-small":{"file":"AdobeStock_200827454-300x200.jpg","width":300,"height":200,"mime-type":"image\/jpeg","source_url":"https:\/\/www.ileolife.com\/wp-content\/uploads\/2019\/08\/28155012\/AdobeStock_200827454-300x200.jpg"},"elegant-magazine-thumbnail-small":{"file":"AdobeStock_200827454-50x50.jpg","width":50,"height":50,"mime-type":"image\/jpeg","source_url":"https:\/\/www.ileolife.com\/wp-content\/uploads\/2019\/08\/28155012\/AdobeStock_200827454-50x50.jpg"}},"image_meta":{"aperture":"1.6","credit":"Maria Sbytova - stock.adobe.com","camera":"NIKON D3","caption":"Close up photo of young happy students with books and notes outdoors. 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