{"id":26403,"date":"2024-12-08T09:00:45","date_gmt":"2024-12-08T01:00:45","guid":{"rendered":"https:\/\/www.ileolife.com\/?p=26403"},"modified":"2024-11-28T13:18:50","modified_gmt":"2024-11-28T05:18:50","slug":"%e7%84%a1%e6%b3%95%e6%88%b0%e5%8b%9d%e5%b8%82%e5%a0%b4%ef%bc%8c%e4%bd%95%e4%b8%8d%e6%93%81%e6%9c%89%e6%95%b4%e5%80%8b%e5%b8%82%e5%a0%b4%ef%bc%9f%e3%80%8c%e6%8c%87%e6%95%b8%e5%9e%8b%e5%9f%ba%e9%87%91","status":"publish","type":"post","link":"https:\/\/www.ileolife.com\/?p=26403","title":{"rendered":"\u7121\u6cd5\u6230\u52dd\u5e02\u5834\uff0c\u4f55\u4e0d\u64c1\u6709\u6574\u500b\u5e02\u5834\uff1f\u300c\u6307\u6578\u578b\u57fa\u91d1\u6559\u7236\u300d\u7684\u6295\u8cc7\u5fc3\u6cd5"},"content":{"rendered":"\t\t<div data-elementor-type=\"wp-post\" data-elementor-id=\"26403\" class=\"elementor elementor-26403\">\n\t\t\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-8da1dbe elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"8da1dbe\" data-element_type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-153d436\" data-id=\"153d436\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-11b5fe9 elementor-widget elementor-widget-text-editor\" data-id=\"11b5fe9\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p>\u300c\u8207\u5176\u5927\u6d77\u6488\u91dd\uff0c\u4e0d\u5982\u628a\u6d77\u8cb7\u4e0b\u4f86\u3002\u300d\u9019\u53e5\u8a71\u51fa\u81ea\u300c\u6307\u6578\u578b\u57fa\u91d1\u6559\u7236\u300d\u7d04\u7ff0\uff0e\u67cf\u683c\uff08John Bogle\uff09\u3002\u67cf\u683c\u5728\u5927\u5b78\u7562\u696d\u8ad6\u6587\u7684\u7814\u7a76\u767c\u73fe\uff0c\u7d55\u5927\u591a\u6578\u6295\u8cc7\u8005\u548c\u57fa\u91d1\u7d93\u7406\u4eba\u90fd\u7121\u6cd5\u6301\u7e8c\u6230\u52dd\u5e02\u5834\u3002\u5982\u679c\u7121\u6cd5\u6230\u52dd\u5e02\u5834\uff0c\u70ba\u4f55\u4e0d\u76f4\u63a5\u64c1\u6709\u6574\u500b\u5e02\u5834\uff1f\u65bc\u662f\u4ed6\u5728 1974 \u5e74\u6210\u7acb\u7ba1\u7406\u57fa\u91d1\u7684\u5148\u92d2\u9818\u822a\u96c6\u5718\uff08The Vanguard Group\uff09\uff0c\u7fcc\u5e74\u63a8\u51fa\u5168\u7403\u7b2c\u4e00\u500b\u6307\u6578\u578b\u5171\u540c\u57fa\u91d1\u300c\u5148\u92d2 500 \u6307\u6578\u57fa\u91d1\u300d\uff08Vanguard 500 index fund\uff09\u3002<\/p><p>\u6307\u6578\u578b\u57fa\u91d1\uff08TIF\uff0ctraditional index fund\uff09\u662f\u628a\u9322\u6295\u8cc7\u5728\u67d0\u500b\u5e02\u5834\u6307\u6578\uff08\u4f8b\u5982\u7d0d\u65af\u9054\u514b\u3001\u9053\u74ca\u5de5\u696d\u6307\u6578\u3001\u9ec3\u91d1\u6307\u6578\uff09\u4e0a\u7684\u57fa\u91d1\uff0c\u5b83\u6703\u8cb7\u5165\u9019\u500b\u6307\u6578\u88e1\u6240\u6709\u7684\u80a1\u7968\u6216\u50b5\u5238\u3002\u5982\u6b64\u4e00\u4f86\uff0c\u4f60\u7684\u6295\u8cc7\u5c31\u50cf\u8cb7\u4e86\u4e00\u5c0f\u90e8\u5206\u6574\u500b\u5e02\u5834\uff0c\u5927\u76e4\u6f32\uff0c\u6307\u6578\u578b\u57fa\u91d1\u5c31\u6703\u6f32\u3002\u67cf\u683c\u7684\u300c\u5148\u92d2 500 \u6307\u6578\u57fa\u91d1\u300d\u5c31\u662f\u628a\u6a19\u666e 500 \u7684\u6210\u5206\u80a1\u8cb7\u4e0b\u4f86\u3002<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-c8bd6d4 elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"c8bd6d4\" data-element_type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-678f7da\" data-id=\"678f7da\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-330d9b9 elementor-widget elementor-widget-text-editor\" data-id=\"330d9b9\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<h3><span style=\"color: #33cccc\"><strong>\u4f60\u8cfa\u5230\u7684\u9322\uff0c\u90fd\u6709\u6d41\u9032\u4f60\u7684\u53e3\u888b\u55ce\uff1f<\/strong><\/span><\/h3><p>\u67cf\u683c\u5728\u300a\u7d04\u7ff0\u67cf\u683c\u6295\u8cc7\u5e38\u8b58\u300b\u6279\u8a55\uff0c\u904e\u5f80\u57fa\u91d1\u7522\u696d\u5b58\u5728\u4e00\u7a2e\u300c\u96b1\u5f62\u7684\u7a05\u6536\u300d\uff0c\u57fa\u91d1\u7d93\u7406\u4eba\u6536\u53d6\u9ad8\u6602\u7684\u7ba1\u7406\u8cbb\u3001\u8a17\u7ba1\u8cbb\uff0c\u5982\u679c\u518d\u52a0\u4e0a\u653f\u5e9c\u7a05\u91d1\uff0c\u6263\u9664\u9019\u4e9b\u6210\u672c\u5f8c\u8b93\u6295\u8cc7\u8005\u6240\u5269\u7121\u5e7e\uff0c\u5831\u916c\u5168\u88ab\u57fa\u91d1\u516c\u53f8\u8836\u98df\u3002<\/p><p>\u800c\u57fa\u91d1\u516c\u53f8\u5f80\u5f80\u8ffd\u6c42\u898f\u6a21\u64f4\u5f35\uff0c\u4ee5\u4fbf\u6536\u53d6\u66f4\u9ad8\u7684\u7ba1\u7406\u8cbb\uff0c\u537b\u5ffd\u7565\u898f\u6a21\u64f4\u5927\u5f8c\u53ef\u80fd\u5c0e\u81f4\u908a\u969b\u6548\u76ca\u905e\u6e1b\u3002\u53c8\u56e0\u904e\u65bc\u6ce8\u91cd\u77ed\u671f\u7e3e\u6548\u548c\u6392\u540d\uff0c\u5c0e\u81f4\u57fa\u91d1\u7d93\u7406\u983b\u7e41\u4ea4\u6613\uff0c\u589e\u52a0\u6210\u672c\uff0c\u6216\u662f\u5de7\u7acb\u540d\u76ee\u4f86\u725f\u53d6\u4f63\u91d1\u3002\u67cf\u683c\u6307\u51fa\uff0c\u57fa\u91d1\u516c\u53f8\u6536\u53d6\u7684\u8cbb\u7528\u4e2d\uff0c\u53ea\u6709\u4e00\u534a\u5de6\u53f3\u7528\u65bc\u6295\u8cc7\u5206\u6790\u8abf\u67e5\u3001\u5e02\u5834\u884c\u92b7\u7b49\u65b9\u9762\u7684\u6295\u5165\uff0c\u5269\u4e0b\u7684\u90fd\u6210\u70ba\u6295\u8cc7\u516c\u53f8\u7684\u6536\u5165\u3002<\/p><p>\u67cf\u683c\u8a8d\u70ba\uff0c\u57fa\u91d1\u61c9\u8a72\u5e6b\u52a9\u6295\u8cc7\u8005\u964d\u4f4e\u7a05\u52d9\u6210\u672c\uff0c\u4f46\u57fa\u91d1\u516c\u53f8\u5f80\u5f80\u66f4\u5728\u610f\u81ea\u5df1\u7684\u76c8\u5229\uff0c\u800c\u975e\u5ba2\u6236\u7684\u5229\u76ca\u3002\u300a\u7d04\u7ff0\u67cf\u683c\u6295\u8cc7\u5e38\u8b58\u300b\u4e2d\u8209\u4f8b\uff0c\u5047\u8a2d\u5e02\u5834\u5e74\u5316\u5831\u916c\u7387\u70ba7%\uff0c\u4e00\u500b\u6536\u53d6 2% \u5e74\u8cbb\u7684\u4e3b\u52d5\u7ba1\u7406\u57fa\u91d1\u548c\u4e00\u500b\u6536\u53d6 0.1% \u5e74\u8cbb\u7684\u6307\u6578\u57fa\u91d1\uff0c\u7d93\u904e 50 \u5e74\u5f8c\uff0c1 \u842c\u7f8e\u5143\u6295\u8cc7\u5728\u6307\u6578\u57fa\u91d1\u4e2d\u6703\u6210\u9577\u5230\u7d04 29 \u842c 4600 \u7f8e\u5143\uff0c\u4f46\u540c\u6a23\u91d1\u984d\u6295\u8cc7\u5728\u9ad8\u8cbb\u7528\u57fa\u91d1\u4e2d\u53ea\u6703\u6210\u9577\u5230\u7d04 11 \u842c 4700 \u7f8e\u5143\uff0c\u6cc1\u4e14\u300c\u57fa\u91d1\u7e3e\u6548\u6f6e\u8d77\u6f6e\u843d\uff0c\u4f46\u6210\u672c\u537b\u6c38\u9060\u5b58\u5728\u3002\u300d<\/p><p>\u6b64\u5916\uff0c\u67cf\u683c\u6307\u51fa\uff1a\u300c\u5171\u540c\u57fa\u91d1\u4e0d\u80fd\u5ba3\u7a31\u7e3e\u6548\u8d85\u904e\u5e02\u5834\uff0c\u9019\u662f\u9577\u671f\u7121\u6cd5\u514c\u73fe\u7684\u627f\u8afe\u3002\u300d\u56e0\u70ba\u5747\u503c\u56de\u6b78\uff08RTM\uff0creversion or regerssion to the mean\uff09\u662f\u5fc5\u7136\u7684\uff0c\u7121\u8ad6\u4ec0\u9ebc\u985e\u578b\u7684\u57fa\u91d1\uff0c\u5176\u6700\u7d42\u7684\u56de\u5831\u5fc5\u5c07\u56de\u6b78\u5230\u9577\u671f\u7684\u5e73\u5747\u6c34\u6e96\uff0c\u540c\u6a23\u4e5f\u9069\u7528\u65bc\u6295\u8cc7\u8005\u548c\u57fa\u91d1\u7d93\u7406\u4eba\u3002\u5373\u4f7f\u6709\u4e9b\u6295\u8cc7\u8005\u6216\u57fa\u91d1\u7d93\u7406\u4eba\u66fe\u7d93\u5728\u67d0\u6bb5\u6642\u9593\u5167\u8868\u73fe\u51fa\u8272\uff0c\u4f46\u9577\u671f\u4f86\u770b\uff0c\u4ed6\u5011\u7684\u7e3e\u6548\u4e5f\u6703\u8da8\u5411\u65bc\u5e02\u5834\u5e73\u5747\u6c34\u6e96\u3002<\/p><p>\u67cf\u683c\u6307\u51fa\u5f9e 1993\u223c2018 \u5e74\u9593\uff0c\u4e00\u822c\u5171\u540c\u57fa\u91d1\u6bcf\u5e74\u5831\u916c\u662f 7.8%\uff0c\u8f03\u6a19\u666e 500 \u7684 9.1% \u5e73\u5747\u5831\u916c\u5c11\u4e86 1.3%\uff0c\u800c\u4e14\u9084\u9700\u8981\u6263\u6389\u6210\u672c\u624d\u662f\u771f\u6b63\u9032\u5165\u6295\u8cc7\u8005\u53e3\u888b\u7684\u9322\u3002<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-f0280fc elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"f0280fc\" data-element_type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-ae6abd9\" data-id=\"ae6abd9\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-157c2ec elementor-widget elementor-widget-text-editor\" data-id=\"157c2ec\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<h3><span style=\"color: #33cccc\"><strong>\u8ffd\u6c42\u77ed\u671f\u6536\u76ca\u50cf\u5403\u751c\u751c\u5708\uff0c\u4e00\u958b\u59cb\u5438\u5f15\u4eba\u4f46\u7d42\u7a76\u6709\u5bb3<\/strong><\/span><\/h3><p>\u9762\u5c0d\u5831\u916c\u88ab\u525d\u524a\u3001\u96e3\u4ee5\u53d6\u5f97\u9577\u4e45\u7684\u56de\u5831\u800c\u8a00\uff0c\u67cf\u683c\u7d66\u7684\u89e3\u65b9\u662f\u9577\u671f\u3001\u7c21\u55ae\u3001\u4f4e\u6210\u672c\uff0c\u628a\u5831\u916c\u9084\u7d66\u6295\u8cc7\u4eba\u3002<\/p><p>\u4ed6\u4e3b\u5f35\u6295\u8cc7\u8005\u61c9\u8a72\u9078\u64c7\u4f4e\u6210\u672c\u3001\u4f4e\u63db\u624b\u7387\u7684\u6307\u6578\u578b\u57fa\u91d1\uff0c\u4ee5\u9577\u671f\u6295\u8cc7\u70ba\u76ee\u6a19\uff0c\u800c\u975e\u8ffd\u6c42\u77ed\u671f\u7e3e\u6548\u6216\u8a66\u5716\u8dd1\u8d0f\u5e02\u5834\uff0c\u56e0\u70ba\u6642\u9593\u548c\u8907\u5229\u53ef\u4ee5\u5e6b\u52a9\u6295\u8cc7\u8005\u7d2f\u7a4d\u8ca1\u5bcc\uff0c\u4e14\u6307\u6578\u578b\u57fa\u91d1\u80fd\u5920\u907f\u514d\u55ae\u4e00\u80a1\u7968\u6216\u57fa\u91d1\u7d93\u7406\u8868\u73fe\u4e0d\u4f73\u7684\u98a8\u96aa\uff0c\u4e26\u63a5\u8fd1\u5e02\u5834\u7684\u9577\u671f\u5e73\u5747\u56de\u5831\u3002\u518d\u52a0\u4e0a\u5b83\u63a1\u53d6\u88ab\u52d5\u7ba1\u7406\u7b56\u7565\uff0c\u53ea\u9700\u8ffd\u8e64\u5e02\u5834\u6307\u6578\uff0c\u4e0d\u9700\u8981\u5c08\u696d\u7d93\u7406\u548c\u5206\u6790\u5e2b\u4f86\u9078\u80a1\uff0c\u7701\u4e0b\u5927\u91cf\u7ba1\u7406\u8cbb\u7528\uff0c\u800c\u4ea4\u6613\u983b\u7387\u4f4e\uff0c\u4e5f\u6e1b\u5c11\u4e86\u624b\u7e8c\u6210\u672c\u548c\u7a05\u52d9\u652f\u51fa\u3002<\/p><p>\u6295\u5165\u6307\u6578\u578b\u57fa\u91d1\uff0c\u4e00\u65b9\u9762\u4e5f\u61c9\u8b49\u4e86\u300c\u7c21\u55ae\u300d\u7684\u6295\u8cc7\u54f2\u5b78\uff0c\u8207\u5176\u4e00\u5fc3\u8981\u6311\u5230\u50cf\u8f1d\u9054\uff08NVIDIA\uff09\u9019\u985e\u98c6\u80a1\uff0c\u4e0d\u5982\u628a\u5927\u76e4\u8cb7\u4e0b\uff0c\u56e0\u70ba\u9818\u5148\u80a1\u6c34\u6f32\u8239\u9ad8\uff0c\u4e5f\u6703\u6490\u8d77\u5e02\u5834\u8da8\u52e2\uff0c\u6240\u4ee5\u8ffd\u6c42\u5e02\u5834\u5e73\u5747\u5831\u916c\u7387\u5c31\u597d\u3002\u67cf\u683c\u5728\u81ea\u50b3\u300a\u5805\u6301\u4e0d\u61c8\u300b\u4e2d\u6bd4\u55bb\uff0c\u50b3\u7d71\u57fa\u91d1\u5c31\u50cf\u300c\u751c\u751c\u5708\u300d\uff0c\u96d6\u5438\u5f15\u4eba\u8cfc\u8cb7\uff0c\u77ed\u671f\u53ef\u4ee5\u5373\u6642\u63d0\u4f9b\u6eff\u8db3\u6216\u662f\u7cd6\u5206\uff0c\u4f46\u9577\u9060\u4f86\u770b\u662f\u4e0d\u5065\u5eb7\u7684\uff0c\u67cf\u683c\u8a8d\u70ba\u53ea\u8ffd\u9010\u77ed\u671f\u6536\u76ca\uff0c\u53ef\u80fd\u6703\u640d\u5bb3\u6574\u9ad4\u8ca1\u52d9\u72c0\u6cc1\uff1b\u66f4\u9069\u5408\u5927\u773e\u7684\u5247\u662f\u300c\u8c9d\u679c\u300d\uff0c\u96d6\u7136\u7c21\u55ae\uff0c\u537b\u66f4\u7a69\u5b9a\u4e5f\u9069\u5408\u9577\u671f\u6295\u8cc7\u3002<\/p><p>\u4ed6\u8868\u793a\u300c\u9577\u671f\u64c1\u6709\u80a1\u7968\u5e02\u5834\uff0c\u5c31\u662f\u8d0f\u5bb6\u7684\u8cfd\u5c40\uff0c\u4f46\u60f3\u8981\u64ca\u6557\u80a1\u7968\u5e02\u5834\uff0c\u5247\u662f\u8f38\u5bb6\u7684\u8cfd\u5c40\u3002\u300d<\/p><p>\u300a\u5805\u6301\u4e0d\u61c8\u300b\u5beb\u5230\uff0c\u9019\u662f\u4e00\u6a01\u4f60\u4e0d\u4ed8\u51fa\uff0c\u624d\u6703\u6709\u6240\u5f97\u7684\u751f\u610f\uff0c\u4e14\u300c\u5148\u92d2 500 \u6307\u6578\u57fa\u91d1\u300d\u521d\u671f\u751a\u81f3\u662f\u4e0d\u6536\u624b\u7e8c\u8cbb\u7684\uff0c\u4e4b\u5f8c\u8f49\u70ba 0.04%\uff0c\u90a3\u6642\uff0c\u540c\u884c\u6700\u4fbf\u5b9c\u7684\u50b5\u5238\u57fa\u91d1\uff0c\u90fd\u8981\u6536\u53d6 0.5%\u3002<\/p><p>\u653e\u773c\u7576\u6642\uff0c\u83ef\u723e\u8857\u5632\u5f04\u9019\u662f\u300c\u67cf\u683c\u7684\u611a\u8822\u884c\u70ba\u300d\u3002\u57fa\u91d1\u696d\u8005\u8a8d\u70ba\u6307\u6578\u8868\u73fe\u5e73\u5eb8\u3001\u53ea\u8ffd\u6c42\u5e73\u5747\u56de\u5831\u7b49\u65bc\u653e\u68c4\u5c08\u696d\u512a\u52e2\uff0c\u5927\u591a\u6578\u4eba\u4e5f\u76f8\u4fe1\u5c08\u5bb6\u53ef\u4ee5\u6253\u6557\u5e02\u5834\uff0c\u5c0d\u6307\u6578\u578b\u57fa\u91d1\u611f\u5230\u964c\u751f\u3002\u300a\u5805\u6301\u4e0d\u61c8\u300b\u63d0\u5230\uff0c\u7531\u65bc\u521d\u671f\u6307\u6578\u578b\u57fa\u91d1\u4e0d\u6536\u624b\u7e8c\u8cbb\uff0c\u5238\u5546\u7f3a\u4e4f\u92b7\u552e\u52d5\u529b\uff0c\u751a\u81f3\u9023\u7d93\u92b7\u5546\u90fd\u52f8\u9000\u3002\u539f\u8a02\u627f\u92b7\u76ee\u6a19\u70ba 1.5 \u5104\u7f8e\u5143\u3001\u8cb7\u4e0b\u6a19\u666e 500 \u6307\u6578\u5167\u7684\u516c\u53f8\u80a1\u7968\u7684\u300c\u5148\u92d2 500 \u6307\u6578\u57fa\u91d1\u300d\uff0c\u6700\u5f8c\u50c5\u52df\u5230 1100 \u842c\u7f8e\u5143\uff0c\u8cc7\u91d1\u898f\u6a21\u53ea\u5920\u8cb7\u4e0b 280 \u6a94\u80a1\u7968\u3002\u540c\u884c\u7684\u5632\u7b11\u80cc\u5f8c\uff0c\u9084\u6709\u5c0d\u81ea\u8eab\u5c08\u696d\u5730\u4f4d\u53d7\u5230\u5a01\u8105\u7684\u6050\u61fc\u3002\u7562\u7adf\uff0c\u5982\u679c\u88ab\u52d5\u6295\u8cc7\u80fd\u5920\u6230\u52dd\u4e3b\u52d5\u6295\u8cc7\uff0c\u6574\u500b\u83ef\u723e\u8857\u7684\u5c08\u696d\u90fd\u5c07\u53d7\u5230\u8cea\u7591\u3002<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-31a8f14 elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"31a8f14\" data-element_type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-0177783\" data-id=\"0177783\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-be01d63 elementor-widget elementor-widget-image\" data-id=\"be01d63\" data-element_type=\"widget\" data-widget_type=\"image.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<img fetchpriority=\"high\" decoding=\"async\" width=\"640\" height=\"718\" src=\"https:\/\/www.ileolife.com\/wp-content\/uploads\/2024\/11\/26101439\/image-1-1.png\" class=\"attachment-large size-large wp-image-26407\" alt=\"\" srcset=\"https:\/\/www.ileolife.com\/wp-content\/uploads\/2024\/11\/26101439\/image-1-1.png 857w, https:\/\/www.ileolife.com\/wp-content\/uploads\/2024\/11\/26101439\/image-1-1-268x300.png 268w, https:\/\/www.ileolife.com\/wp-content\/uploads\/2024\/11\/26101439\/image-1-1-768x861.png 768w\" sizes=\"(max-width: 640px) 100vw, 640px\" \/>\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-2f59899 elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"2f59899\" data-element_type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-4869dc5\" data-id=\"4869dc5\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-e9e2b50 elementor-widget elementor-widget-text-editor\" data-id=\"e9e2b50\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<h6 style=\"text-align: center\">\u5716\/\u7d93\u7406\u4eba<\/h6>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-6b135c1 elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"6b135c1\" data-element_type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-011013c\" data-id=\"011013c\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-22a14bb elementor-widget elementor-widget-text-editor\" data-id=\"22a14bb\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<h3><span style=\"color: #33cccc\"><strong>\u4fc3\u6210 ETF \u767c\u5c55\uff0c\u4ecd\u4e0d\u8a8d\u540c\u77ed\u671f\u9032\u51fa\u5834\u4ea4\u6613<\/strong><\/span><\/h3><p>\u7136\u800c\uff0c\u83ef\u723e\u8857\u5c0d\u67cf\u683c\u7684\u8cea\u7591\u4e0d\u5230 10 \u5e74\u5c31\u88ab\u6253\u7834\u30021987 \u5e74 10 \u6708 19 \u65e5\uff0c\u5168\u7403\u80a1\u5e02\u66b4\u8dcc\uff0c\u7576\u5929\u7f8e\u570b\u9053\u74ca\u5de5\u696d\u5e73\u5747\u6307\u6578\u4e0b\u8dcc\u8d85\u904e 22%\uff0c\u5f15\u767c\u5168\u7403\u91d1\u878d\u5e02\u5834\u6050\u614c\uff0c\u88ab\u6295\u8cc7\u4eba\u7a31\u4f5c\u9ed1\u8272\u661f\u671f\u4e00\u3002\u8a31\u591a\u4e3b\u52d5\u7ba1\u7406\u7684\u5171\u540c\u57fa\u91d1\u672a\u80fd\u70ba\u6295\u8cc7\u8005\u898f\u907f\u98a8\u96aa\uff0c\u53d7\u5230\u91cd\u5275\uff0c\u9019\u8b93\u66f4\u591a\u6295\u8cc7\u8005\u958b\u59cb\u95dc\u6ce8\u4f4e\u6210\u672c\u3001\u5206\u6563\u98a8\u96aa\u7684\u6307\u6578\u578b\u57fa\u91d1\u3002\u6bcf\u7d93\u6b77\u4e00\u6b21\u5e02\u5834\u5d29\u76e4\uff0c\u6307\u6578\u578b\u57fa\u91d1\u7684\u512a\u52e2\u5c31\u6108\u767c\u660e\u986f\uff0c\u50cf\u662f 2000 \u5e74\u7684\u7db2\u969b\u7db2\u8def\u6ce1\u6cab\u30012008 \u5e74\u91d1\u878d\u6d77\u562f\u3002<\/p><p>\u9019\u4e9b\u5371\u6a5f\u4e5f\u50ac\u751f\u4e86\u6307\u6578\u80a1\u7968\u578b\u57fa\u91d1\uff08ETF\uff0cexchange traded fund\uff09\u7684\u767c\u5c55\u3002 ETF \u5c31\u662f\u300c\u7528\u80a1\u7968\u65b9\u5f0f\u8cb7\u8ce3\u7684\u6307\u6578\u578b\u57fa\u91d1\u300d\uff0c\u56e0\u70baETF\u5728\u8b49\u5238\u4ea4\u6613\u6240\u4e0a\u5e02\uff0c\u6240\u4ee5\u4ea4\u6613\u50f9\u683c\u4e5f\u96a8\u6642\u8ddf\u8457\u5e02\u5834\u6ce2\u52d5\uff0c\u9019\u5c0d\u57fa\u91d1\u7d93\u7406\u4eba\u800c\u8a00\uff0c\u65e2\u7b26\u5408\u6307\u6578\u578b\u6295\u8cc7\u964d\u4f4e\u6210\u672c\u3001\u53c8\u53ef\u4ee5\u4e0d\u65b7\u6709\u65b0\u5831\u50f9\u64cd\u76e4\uff0c\u662f\u65b0\u7684\u7372\u5229\u5de5\u5177\u3002\u4f46\u5982\u679c\u662f\u50b3\u7d71\u6307\u6578\u578b\u57fa\u91d1\uff0c\u5c31\u53ea\u80fd\u900f\u904e\u57fa\u91d1\u516c\u53f8\u6216\u7d93\u92b7\u5546\u9032\u884c\u4ea4\u6613\uff0c\u4e00\u5929\u7d50\u7b97\u4e00\u6b21\u6de8\u503c\u3002<\/p><p>\u67cf\u683c\u96d6\u7136\u8d0a\u6210\u6307\u6578\u5316\u6295\u8cc7\uff0c\u4f46\u4ed6\u975e\u5e38\u53cd\u5c0dETF\u3002\u4ed6\u5728\u300a\u5805\u6301\u4e0d\u61c8\u300b\u6558\u8ff0\uff0c\u5168\u7403\u7b2c\u4e00\u6a94 ETF \u5728 1993 \u5e74\u767c\u884c\uff0c\u8ca0\u8cac\u4eba\u662f\u7f8e\u570b\u8b49\u5238\u4ea4\u6613\u6240\u5f97\u7d0d\u65e6\uff0e\u83ab\u65af\u5fb7\uff08Nathan Most\uff09\uff0c\u4ed6\u8d77\u521d\u627e\u4e0a\u67cf\u683c\uff0c\u5e0c\u671b\u80fd\u8b93\u300c\u5148\u92d2 500 \u6307\u6578\u57fa\u91d1\u300d\u5728\u8b49\u4ea4\u6240\u4ea4\u6613\uff0c\u67cf\u683c\u5a49\u62d2\u4e86\uff0c\u56e0\u70ba\u4ed6\u9810\u898b\u9019\u6703\u8b93\u6295\u6a5f\u5ba2\u628a\u539f\u672c\u7576\u6210\u9577\u671f\u6295\u8cc7\u7684\u57fa\u91d1\uff0c\u7576\u6210\u4e86\u77ed\u671f\u7684\u80a1\u7968\u7092\u4f5c\uff0c\u4e14\u983b\u7e41\u7684\u77ed\u671f\u4ea4\u6613\u53ef\u80fd\u6703\u640d\u5bb3\u9577\u671f\u6295\u8cc7\u8005\u7684\u5229\u76ca\uff0c\u4ed6\u8a8d\u70ba ETF \u904e\u5ea6\u64f4\u5f35\uff0c\u5931\u53bb\u4e86\u6307\u6578\u6982\u5ff5\u55ae\u7d14\u7684\u672c\u610f\uff0c\u67cf\u683c\u7684\u5167\u5fc3\u70ba\u6b64\u611f\u5230\u714e\u71ac\u3002<\/p><p>\u4f46\u96a8\u8457 ETF \u5e2d\u6372\u80a1\u5e02\uff0c\u5927\u91cf\u639b\u724c\uff0c\u5148\u92d2\u9818\u822a\u96c6\u5718\u4e5f\u5728 2001 \u5e74\u63a8\u51fa ETF\u3002\u300a\u67cf\u683c\u6548\u61c9\u300b\u63d0\u5230\uff0c\u67cf\u683c\u53ad\u60e1\u7684\u662f\u77ed\u671f\u4ea4\u6613\u7684\u5957\u5229\uff0c\u4ed6\u65b7\u5b9a\u300c\u6295\u8cc7\u4eba\u61c9\u8a72\u53ea\u9078\u64c7\u9069\u7576\u7684 ETF\uff0c\u7136\u5f8c\u9577\u671f\u7dca\u62b1\u3001\u4e0d\u8981\u4ea4\u6613\u300d\uff0c\u800c\u4ed6\u7684\u6307\u6578\u578b\u6295\u8cc7\u3001\u964d\u4f4e\u6210\u672c\u4e5f\u5f71\u97ff\u4e86\u5f8c\u4ee3\u6295\u8cc7\u4eba\u7684\u89c0\u5ff5\uff0c\u622a\u81f3 2024 \u5e74 3 \u6708\uff0c\u5148\u92d2\u9818\u822a\u96c6\u5718\u5df2\u638c\u7ba1\u7d04 9.3 \u5146\u7f8e\u5143\u7684\u8cc7\u7522\uff0c\u662f\u5168\u7403\u7b2c\u4e8c\u5927\u8cc7\u7522\u7ba1\u7406\u516c\u53f8\u3002<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-0af3773 elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"0af3773\" data-element_type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-b474d8c\" data-id=\"b474d8c\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-0535ea7 elementor-widget elementor-widget-text-editor\" data-id=\"0535ea7\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<h3><span style=\"color: #33cccc\"><strong>John Bogle \u7d04\u7ff0\uff0e\u67cf\u683c<\/strong><\/span><\/h3><p>1929\uff5e2019 \u5e74\uff0c1974 \u5e74\u5275\u8fa6\u5148\u92d2\u9818\u822a\u96c6\u5718\uff08The Vanguard Group\uff09\uff0c\u63a8\u52d5\u6307\u6578\u578b\u57fa\u91d1\u7684\u666e\u53ca\u3002\u67cf\u683c\u4e3b\u5f35\u6295\u8cc7\u4eba\u8981\u610f\u8b58\u5230\u6210\u672c\u7684\u91cd\u8981\u6027\uff0c\u4e14\u8981\u907f\u514d\u77ed\u671f\u4ea4\u6613\uff0c\u53cd\u5c0d\u6295\u6a5f\u884c\u70ba\uff0c\u5f37\u8abf\u9577\u671f\u6301\u6709\u7684\u91cd\u8981\u6027\u3002<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-e30f7a3 elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"e30f7a3\" data-element_type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-402b702\" data-id=\"402b702\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-8d5719b elementor-widget elementor-widget-text-editor\" data-id=\"8d5719b\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<h3><span style=\"color: #33cccc\"><strong>\u5c0f\u8fad\u5178<\/strong><\/span><\/h3><p><strong>\u5747\u503c\u56de\u6b78\uff08RTM\uff0creversion or regression to the mean\uff09<\/strong><\/p><p>\u8cc7\u7522\u50f9\u683c\u5728\u77ed\u671f\u5167\u504f\u96e2\u5176\u6b77\u53f2\u5e73\u5747\u6642\uff0c\u9577\u671f\u4f86\u770b\u66f4\u53ef\u80fd\u56de\u6b78\u5230\u8a72\u5e73\u5747\u6c34\u6e96\u3002\u4f8b\u5982\u67d0\u652f\u80a1\u7968\u7684\u50f9\u683c\u77ed\u671f\u5167\u5927\u5e45\u4e0a\u6f32\uff0c\u6839\u64da\u5747\u503c\u56de\u6b78\u7406\u8ad6\uff0c\u8a72\u80a1\u7968\u672a\u4f86\u7684\u50f9\u683c\u53ef\u80fd\u6703\u4e0b\u8dcc\uff0c\u56de\u5230\u5176\u6b77\u53f2\u5e73\u5747\u6c34\u6e96\u3002\u53cd\u4e4b\u4ea6\u7136\uff0c\u5982\u679c\u50f9\u683c\u5927\u5e45\u4e0b\u8dcc\uff0c\u5247\u672a\u4f86\u53ef\u80fd\u6703\u4e0a\u6f32\u3002\u6b64\u539f\u5247\u5f37\u8abf\u4e86\u8cc7\u7522\u7684\u6ce2\u52d5\u6027\u548c\u9577\u671f\u7a69\u5b9a\u6027\uff0c\u4e5f\u5e38\u88ab\u7528\u4f86\u5224\u65b7\u8cb7\u5165\u6216\u8ce3\u51fa\u7684\u6642\u6a5f\uff0c\u9069\u7528\u65bc\u80a1\u7968\u3001\u5916\u532f\u7b49\u591a\u7a2e\u5e02\u5834\u3002<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-e570002 elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"e570002\" data-element_type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-07694fc\" data-id=\"07694fc\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-088d8b9 elementor-widget elementor-widget-text-editor\" data-id=\"088d8b9\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<blockquote><h4>\u6295\u8cc7\u7684\u6210\u529f\u516c\u5f0f\u662f\uff0c\u900f\u904e\u6307\u6578\u57fa\u91d1\u64c1\u6709\u6574\u500b\u80a1\u5e02\uff0c<br \/>\u7136\u5f8c\u4ec0\u9ebc\u90fd\u4e0d\u505a\uff0c\u8cab\u5fb9\u59cb\u7d42\u3002<br \/>The winning formula for success in investing is owning the entire stock market through an index fund, and then doing nothing. Just stay the course.<br \/>\u2014\u2014\u7d04\u7ff0\uff0e\u67cf\u683c\uff08John Bogle\uff09<\/h4><\/blockquote>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-5048e87 elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"5048e87\" data-element_type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-b2933b7\" data-id=\"b2933b7\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-bc958ae elementor-widget elementor-widget-text-editor\" data-id=\"bc958ae\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p>&gt;&gt;\u672c\u6587\u7d93&lt;<a rel=\"noopener noreferrer\" href=\"https:\/\/www.managertoday.com.tw\/\">\u7d93\u7406\u4eba<\/a>&gt;\u540c\u610f\u8f49\u8f09\u3002<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-abe2fb4 elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"abe2fb4\" data-element_type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-4253ed9\" data-id=\"4253ed9\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-24d2ad6 elementor-widget-divider--separator-type-pattern elementor-widget-divider--view-line elementor-widget elementor-widget-divider\" data-id=\"24d2ad6\" data-element_type=\"widget\" data-widget_type=\"divider.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div class=\"elementor-divider\" style=\"--divider-pattern-url: url(&quot;data:image\/svg+xml,%3Csvg xmlns=&#039;http:\/\/www.w3.org\/2000\/svg&#039; preserveAspectRatio=&#039;none&#039; overflow=&#039;visible&#039; height=&#039;100%&#039; viewBox=&#039;0 0 24 24&#039; fill=&#039;none&#039; stroke=&#039;black&#039; stroke-width=&#039;1&#039; stroke-linecap=&#039;square&#039; stroke-miterlimit=&#039;10&#039;%3E%3Cpolyline points=&#039;0,6 6,6 6,18 18,18 18,6 24,6 \t&#039;\/%3E%3C\/svg%3E&quot;);\">\n\t\t\t<span class=\"elementor-divider-separator\">\n\t\t\t\t\t\t<\/span>\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-a444b14 elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"a444b14\" data-element_type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-d41e04a\" data-id=\"d41e04a\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-d659865 elementor-widget elementor-widget-text-editor\" data-id=\"d659865\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<h3 style=\"text-align: center\"><span style=\"color: #ff99cc\"><strong>\u57fa\u91d1\u6295\u7d44\u8cbb\u7528\u6c38\u4e450\u5143\uff01<\/strong><\/span><\/h3><h3 style=\"text-align: center\"><span style=\"color: #ff99cc\"><strong>e-First\u667a\u80fd\u7406\u8ca1 \u53cb\u4f60\u771f\u597d\uff5e<\/strong><\/span><\/h3>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-9a6c8b2 elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"9a6c8b2\" data-element_type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-62f4f84\" data-id=\"62f4f84\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-f64a138 elementor-widget elementor-widget-image\" data-id=\"f64a138\" data-element_type=\"widget\" data-widget_type=\"image.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<img decoding=\"async\" width=\"600\" height=\"400\" src=\"https:\/\/www.ileolife.com\/wp-content\/uploads\/2024\/03\/26100435\/5.banner_iLEO%E5%93%81%E7%89%8C%E9%A0%81_600x400.png\" class=\"attachment-large size-large wp-image-25745\" alt=\"\" srcset=\"https:\/\/www.ileolife.com\/wp-content\/uploads\/2024\/03\/26100435\/5.banner_iLEO%E5%93%81%E7%89%8C%E9%A0%81_600x400.png 600w, https:\/\/www.ileolife.com\/wp-content\/uploads\/2024\/03\/26100435\/5.banner_iLEO%E5%93%81%E7%89%8C%E9%A0%81_600x400-300x200.png 300w\" sizes=\"(max-width: 600px) 100vw, 600px\" \/>\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-49212ef elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"49212ef\" data-element_type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-95160e3\" data-id=\"95160e3\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-77a3517 elementor-button-success elementor-align-justify elementor-widget elementor-widget-button\" data-id=\"77a3517\" data-element_type=\"widget\" data-widget_type=\"button.default\">\n\t\t\t\t<div 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